Planned Giving

Encore Experiences partners with Univest Foundation for our Planned Giving Partnership.

Encore Experiences Charitable Endowment:

You may prefer is to leave property or money in our endowment so that Encore Experiences at Harleysville will not spend the principal. you have the option of suggesting a general purpose for the endowment fund because it will last perpetually, and the original purpose for the gift may one day not exist. If you are interested in an endowment approach to your charitable gifts, please contact us.

Specific Bequests

Bequests of items or amounts to family or to Encore Experiences at Harleysville.

IRA, 401(k) or Other Retirement Plan

Your IRA, 401(k) or other retirement plan is transferred by a beneficiary designation. Normally, the beneficiaries should be named on the IRA, and it should be given directly to Encore Experiences at Harleysville, and not to your estate. The IRA or 401(k) custodian should provide a form for you to select a primary and contingent beneficiary. Because your retirement plan may represent a major portion of your property (30% to 70%), your beneficiary designation should be reviewed every two to four years.

Life Insurance

Life insurance is usually permanent (whole life or universal life) or term. The insurance policy is a contract, and there is a beneficiary designation form. You can select Encore Experiences at Harleysville to receive the death benefit if you pass away with a valid insurance policy.

Charitable Gift Annuity

Many of our friends, especially those age 70 and above, are very interested in fixed payments from a charitable gift annuity. If you fund a gift annuity, you receive a substantial income tax charitable deduction and fixed payments for life.

A gift annuity may pay for one life or for two lives. For a husband and wife, the payments will last until both have passed away.
 

Donor Advised Funds

Many families find that a Donor Advised Fund (DAF) is a simple and efficient way to help charities that they love. By establishing such a fund, you can time the gifts you make (for investment or tax reasons) and you can select Encore Experiences at Harleysville to benefit from your gifts. You receive the income or estate tax deduction, and the opportunity is there to make distribution decisions later. Many families may use a Donor Advised Fund as an estate beneficiary so that they can allow their children or friends to continue supervising the gifts Encore Experiences at Harleysville for years to come. Parents appreciate the way that their DAF encourages children to be involved in philanthropy.

Charitable Remainder Trusts

A charitable remainder trust is an excellent way to benefit yourself, your spouse, family members or Encore Experiences at Harleysville. It combines substantial tax savings with the ability to produce a very good income for you or your family members.
Charitable remainder trusts are especially helpful for individuals who retire and would like to sell land or stock tax-free and receive a generous income.

For more information on options that may be right for you, contact Susan Fisher Univest, Vice President and Charitable Trust Officer, 215-721-8374, fishersu@univest.net